Expert insurance services personalised for U
Discover cover that's built around you — with smart, no-fuss solutions designed to protect your tomorrow.
The right cover, tailored to U.
Life is unpredictable, but the right life insurance ensures your loved ones are financially secure if something happens to you.
Review existing cover
Ensure your current policy still meets your needs.
Find the best options for new cover
Get expert advice on the right policy for you.
Maintain and manage your cover
We make sure you're protected long-term, with ongoing support.
Tailored solutions
No one-size-fits-all policies. You get insurance that fits your life.
When was the last time U reviewed your cover?
Insurance isn't a set-and-forget decision. If you haven't reviewed your policy in years — or if your adviser never checks in — it's time for a review.
Policy change
Your cover might not be as effective as it once was.
Your life changes
Marriage, kids, mortgage? Make sure your insurance keeps up.
No hidden costs
We start with a no-obligation review to make sure your cover actually fits your life.
A quick chat could save U thousands — or ensure you're actually covered when U need it the most.
GET A POLICY REVIEWThe different types of cover
(without the boring stuff)
When it's time to claim, we're right there with U
Making a claim can be one of the most stressful experiences of your life. You're already dealing with illness, injury, or loss — the last thing you need is to navigate complex paperwork and insurer processes on your own.
At EvolvU, we don't just help you get covered — we stand beside you when it matters most. Our claims assistance service ensures you have a dedicated advocate managing the entire process from start to finish.
TALK TO US ABOUT A CLAIMDedicated claims advocate
We manage the entire claims process on your behalf, liaising directly with the insurer so you don't have to.
Paperwork handled
We prepare and submit all documentation, ensuring nothing is missed and your claim is presented in the strongest possible way.
Clear communication throughout
We keep you informed at every stage — no chasing, no uncertainty. You'll always know where things stand.
Expert guidance when it counts
From initial notification to final settlement, we provide expert advice to maximise your claim outcome.
Appointments that suit U
Face to Face Consult
Prefer to meet in person? We offer face-to-face appointments for a personalised experience at our convenient Scarborough location.
Virtual Consult
Busy schedule, or far away from our office? Get access to our premium services wherever you are with simple and secure virtual meetings.
How it works
Discovery Call
A quick 15-minute chat to understand your situation, goals, and what cover you might need.
Fact Find & Strategy
We gather the details — income, debts, dependants, existing cover — and build a tailored protection strategy.
Statement of Advice
You receive a clear, personalised recommendation with our research, comparisons, and reasoning explained in plain English.
Application & Underwriting
We handle the paperwork, manage the insurer relationship, and guide you through any medical or financial underwriting.
Policy in Place & Lifetime Care
Your cover is live. We stay with you for annual reviews, life changes, and claims support — for as long as you hold the policy.
*Time frames are estimates. We'll keep you updated every step of the way.
Why you should use a Financial Planner
Yes, you can jump online and "get covered" in an hour, but here's the extra that we provide you:
Qualified personal advice
Your plan is crafted by licensed Financial Planners with years of hands-on experience. This means you get advice tailored to your life, not one-size-fits-all information.
Pre-underwriting health check
We discreetly run your medical details past multiple insurers first, so we can place you with the one most likely to offer the best terms and premiums.
Feature depth
Many quick policies cap benefits, exclude common illnesses, or bury nasty surprises in the fine print.
Policy audit & clarity
We compare any cover you already hold, translate the fine print into plain English, and tell you whether it's worth keeping.
Increase claims certainty
Lightly under-written policies ask the tough questions at claim time, when your family is already under stress.
Tailoring
Off-the-shelf policies rarely match your income cycle, debts, family size, or job risks.
Price & structure reality
We shop the whole market and advise on the smartest way to hold cover — inside super, outside super, or a hybrid approach — so you often pay the same or less.
Whole-of-market
We compare 10+ leading insurers to find the right fit for you. Each pays us the same commission, so our recommendation is based purely on what's best for your situation — not who pays the most.
"We'd rather spend a few extra weeks getting it right, than to watch a family's world fall apart later because an online policy said 'no' when it mattered. That up-front care is how you future-proof the people you love, and your finances."
Take the first step to protect what matters.
Because peace of mind isn't about what happens today — it's about knowing your future is covered.
START HERE